PPF Calculator
Calculate your PPF maturity value, total interest earned, and a year-by-year growth breakdown.
| Year | Opening Balance | Deposit | Interest | Closing Balance |
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About PPF
The Public Provident Fund (PPF) is a government-backed, long-term savings scheme with a 15-year lock-in (extendable in blocks of 5 years), tax-free interest, and a fresh interest rate set by the government every quarter. This calculator projects your maturity value using the rate you enter, compounded annually — actual returns will vary if the rate changes over the years.
Choose Existing Account if you already have a PPF account and want to project it forward from your current balance and years completed, or New Account to plan one from scratch. Monthly frequency compounds interest on the lowest balance between the 5th and last day of the month, same as an actual PPF account.